COMPARE PROGRAMS

Down Payment Assistance ProgramFirst Time Homebuyer RequirementMinimum FICOAmount of AssistancePurchase Price LimitsIncome Limits
SETH 5 StarNO640up to 5% of the total loan amountMaximum Sales Price: $492,500YES
SETH GoldStarNO620Up to 7% of final loan amountMaximum Sales Price: Varies by Loan TypeYES
TDHCA My First Texas HomeYES620up to 5% of the total loan amountYes, VariesYES
TDHCA My Choice Texas HomeNO620up to 5% of the total loan amountYes, VariesYES
Texas Mortgage Credit CertificateProgramYESNo MinimumMtgs up to $175K = 30% MCC Rate ($2,000 max tax credit). Mtgs above $175k = 20% MMC Rate (no max tax credit)Yes, VariesYES
TSAHC Home Sweet Texas HomeNO620up to 5% of the total loan amountYes, VariesYES
TSAHC Homes For Texas HerosNO620up to 5% of the total loan amountYes, VariesIncome and Employment limits apply