Home Sweet Texas

The Texas State Affordable Housing Corporation (TSAHC), helps Texans buy a home for themselves and their families. The Home Sweet Texas Home Loan Program offers home loans and down payment assistance to low and moderate-income families.

Features

Fixed Rate Loans
Up to 5% Assistance to help cover down payment and/or closing costs
You can choose to receive the down payment assistance as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years).
Low fees
No First Time Buyer Requirement
For First Time Buyers, can be combined with Mortgage Credit Certificate (MCC).

Eligibility

Credit scores as low as 620
Income limits vary by county
No max DTI w/AUS approval
FHA manual underwrites allowed up to 43% DTI with no additional fee (640 minimum FICO score required)

Fill out the form below to be contacted by a participating lender:

Name *

First Last
Phone*
Email *
Where are you looking to buy? (County)*
By Entering your contact information, you are providing express written consent for us to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

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Features

Eligibility

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