DOWN PAYMENT ASSISTANCE PROGRAMS

The State of Texas offers down payment assistance programs through three state housing authorities: the Southeast Texas Housing Finance Corporation, the Texas Department of Housing and Community Affairs, and Texas State Affordable Housing Corporation. Each of the programs outlined are administered by the authorities through a licensed, qualified lender. To learn more about the programs and to be connected with a lender, read below.

Southeast Texas Housing Finance Corporation

Southeast Texas Housing Finance Corporation (SETH) promotes affordable housing opportunities for low to moderate-income eligible Texans. For more than 40 years, SETH has met the community’s housing needs with a variety of programs and have helped over 30,000 Texas homebuyers with their home purchase by providing $160 million in down payment and closing cost assistance. These programs also provide financing with fixed-rate FHA, VA, USDA, or conventional mortgage products.

The Texas Homebuyer Program – TDHCA

The Texas Homebuyer Program is brought to you by the State of Texas, Department of Housing and Community Affairs (TDHCA) and offers flexible Down Payment Assistance Programs, The Mortgage Tax Credit Program (MCC) and full- time live support from our network of experienced mortgage and real estate professionals to help bridge the financial gap between renting and homeownership, throughout the Great State of Texas.

Texas State Affordable Housing Corporation

The Texas State Affordable Housing Corporation (TSAHC) is a 501(c)(3) nonprofit organization that was incorporated in 1994. TSAHC was created at the direction of the Texas Legislature to serve as a self-sustaining, statewide affordable housing provider.  TSAHC provides fixed-rate mortgage loans, down payment assistance, and mortgage interest tax credits to first time home buyers, repeat home buyers, and existing homeowners.  

Let Us Help

Unsure which down payment assistance program is right for you? The Derek Evans Team at Fairway Mortgage is a licensed participating lender for each of the assistance programs listed above. To speak to a Loan Officer, simply fill out the form below.

Fill out the form below to be contacted by a participating lender:


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