Features
- NO first time home buyer requirement
- 30-year fixed interest rate mortgage loans
- Down payment assistance and closing cost assistance up to 5% of the loan amount
- Available to qualified home buyers from all professions
- Available statewide through a network of participating lenders
- Homebuyers can choose to use low rate government-backed Loans (FHA, VA, USDA) or a conventional (FNMA HFA Preferred) loan product.
Eligibility
- Available to qualified home buyers from all professions
- Income limits apply
- Purchase price limits apply
- Minimum credit score of 620
- Other requirements may apply
My Choice Texas Home mortgage loan cannot be combined with the Texas Mortgage Credit Certificate.